๐Ÿ“‹ Instant digital download โ€” yours in 60 seconds after purchase
The Medical Appeal Kit

Your health insurance denied your claim.
Here's how to fight back.

The complete documentation system for organizing and filing a health insurance appeal โ€” with deadlines tracked, letters ready, and call scripts in hand.

Get The Appeal Kit โ€” $37 โ†’
Instant PDF + Spreadsheet Download 14-Day Money-Back Guarantee Works for ACA, ERISA & Medicare Plans
1 in 5
in-network claims denied by ACA marketplace plans
<1%
of denied claims are ever appealed โ€” most people just give up
82%
of prior auth appeals are partially or fully overturned when pursued

Health insurance companies count on the paperwork being too hard to fight.

When a claim gets denied, most people don't know where to start, what deadlines they're racing against, or what to say. So they accept the denial and pay the bill.


How It Works

A complete system, not just a letter template.

The Medical Appeal Kit walks through every stage of the appeal process with organized tools for each step.

1

Know your deadlines instantly

Open the Deadline Calculator spreadsheet. Enter your denial date. Every critical deadline โ€” internal appeal, external review, records request โ€” calculates automatically.

2

Request the full claim file

Use the included ERISA records request letter. Federal law requires the plan to hand over every document they used to deny the claim โ€” within 30 days, at no charge.

3

Build the appeal with ready-to-use templates

Fill in the pre-written appeal letters for your denial type. The binder includes templates for medical necessity, prior authorization, coding errors, and more.

4

Track every call, document, and expense

The Call Log and Claim Tracker keep a timestamped paper trail of every interaction โ€” critical if the appeal escalates to external review or legal action.

5

Escalate to independent external review if needed

If the internal appeal fails, federal law gives 120 days to request an independent review by a third-party agency โ€” completely outside the insurance company's control.

Everything in one organized kit.

The Medical Appeal Kit is a spreadsheet + PDF binder system โ€” no app, no subscription, no login. Download it once, use it as many times as you need.

๐Ÿ“Š

Appeal Command Center

6-tab Excel spreadsheet with auto-calculating deadline calculator, claim tracker, call log, expense tracker, and document checklist.

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Plan Type Gate

Color-coded guide for ACA, ERISA, Medicare Advantage, and Medicaid plans โ€” because the rules and deadlines are different for each.

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Appeal Letter Templates

Pre-written, fill-in-the-blank letters for internal appeals, records requests (citing federal law), HIPAA requests to providers, and more.

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Peer-to-Peer Request Script

Word-for-word script for requesting a doctor-to-medical-director call โ€” the fastest path to overturning a medical necessity denial.

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Denial Decoder

Explains what each denial code actually means, and what evidence insurers look for when deciding whether to reverse it.

๐Ÿ“

Document Checklist

Every document that should be gathered and included with an appeal, organized by denial type so nothing gets missed.

Everything needed to start an appeal โ€” for less than an hour with a lawyer.

No subscription. No renewal. Pay once, download instantly, use forever.

Denial Playbooks Add-On
+ $17
  • Deep-dive guides for 8 specific denial types
  • Two-column rebuttal + evidence layout per denial
  • Watch-out boxes with insurer tactics to anticipate
  • Available as an add-on at checkout
Paper Trail System Add-On
+ $47
  • EOB Decoder + ongoing tracking log
  • Itemized bill request letter
  • Billing dispute letter
  • Ongoing condition binder template
  • FSA/HSA expense tracker
๐Ÿ›ก๏ธ

14-Day Money-Back Guarantee

If the kit isn't exactly what was expected, email within 14 days for a full refund โ€” no questions asked. The risk is entirely ours.


Common Questions

Frequently asked questions.

The kit covers ACA marketplace plans, ERISA employer-sponsored plans, Medicare Advantage plans, and Medicaid managed care plans. Each has different appeal rules, deadlines, and agencies โ€” the Plan Type Gate section walks through the differences clearly.
No. The Medical Appeal Kit is an educational documentation toolkit โ€” it is not legal or medical advice, and is not affiliated with any insurance company. For complex disputes, a patient advocate or healthcare attorney may be appropriate.
The kit includes one Excel (.xlsx) spreadsheet and three PDF files. Everything downloads instantly after purchase โ€” no app, no login, no account required. Works on Mac, PC, iPhone, and Android.
Federal law gives 120 days from the final internal denial notice to request an independent external review by a third-party agency completely outside the insurance company's control. The kit includes a section on external review and what to expect.
Timelines vary by plan type and appeal type. For ACA plans, insurers have 30โ€“60 days to decide an internal appeal (72 hours for urgent care). External review decisions are typically issued within 45 days, or 72 hours for expedited urgent cases. The Deadline Calculator in the kit tracks every relevant date automatically.
14 days, no questions asked. Email support and a full refund will be issued promptly.

The paperwork is what wins appeals.
Now there's a system for it.

Instant download. Works for ACA, ERISA, Medicare, and Medicaid plans. 14-day money-back guarantee.

$37 one-time ยท instant download
Get The Medical Appeal Kit โ†’
Instant Download 14-Day Guarantee No Subscription